Capital that moves as fast as your business.
From $50K to $3M in as little as 4 hours. Soft credit pull only. No hidden fees.
FundLift is a marketing and referral platform, not a lender, and does not provide funding or make credit decisions. Figures are reported by our funding partner iFundYou and reflect their platform, not a guarantee of results.
Four steps. No portal to log into.
You can stop at any point. Nothing is submitted to a lender until you say so.
Apply
A 60-second form — no documents, no login, no phone tree. The initial review uses a soft credit pull only, so nothing here touches your score.
Review
A funding specialist confirms what you're trying to do and what the business can carry. Expect to share your last ~3 months of business bank statements.
Compare offers
Your file is shopped across a network of 75+ lenders through our funding partner iFundYou, so you see multiple offers side by side instead of one take-it-or-leave-it number.
Funded
Sign electronically and funds are wired once documents are complete. Some businesses see money in as little as 4 hours — timelines vary by provider.
No surprises. Ever.
No hidden fees
FundLift is free for business owners. We're compensated by our partners, never by you, and there's no fee to see your options.
Soft pull only
The initial review is a soft credit pull and does not affect your credit score. A full review only happens if you move forward on a specific offer.
Your data stays protected
256-bit encryption in transit and we never sell your information. We share it with funding partners so they can present options — nothing else.
Read the Privacy PolicyOne form versus twenty phone calls
| FundLiftvia partner network | Traditional bank | Single direct lender | |
|---|---|---|---|
| Time to funding | As little as 4 hours | 30–90 days | 1–5 days |
| Credit pull to apply | Soft pull | Hard pull | Varies |
| Offers shopped | 75+ lenders | 1 | 1 |
| Application effort | One form, ~3 months of statements | Tax returns, financials, collateral | One application per lender |
| Products available | MCA, line of credit, term, SBA, equipment | Term loans, SBA | Whatever that lender writes |
| Funding range | $50K–$3M | Varies by institution | Varies by lender |
Bank and direct-lender figures reflect typical industry benchmarks; FundLift figures reflect our funding partner's platform. Actual timelines, products and terms are determined by the funding provider and are not guaranteed.
Here's the honest bar
We'd rather tell you now than after a week of phone tag. Meet these four and the assessment is worth your two minutes.
$30K+ monthly revenue
Gross deposits into your business bank account, averaged across recent months.
680+ credit score
An estimate is fine — the initial review is a soft pull and won't affect your score.
You run payroll
Our programs are built for businesses with employees on a payroll to meet.
US-registered business
Registered in the United States with a business bank account in the company's name.
3 months of business bank statements. That's it.
Owners who stopped waiting on a bank
Outcomes vary. Funding availability, amounts and terms are set by the third-party funding partner and its lender network.
Funded $85K"The questions took about two minutes. A specialist called the same day and I could compare terms side by side instead of guessing."
Funded $140K"I needed equipment money and didn't want to shop five lenders myself. One form surfaced options I could actually qualify for."
Funded $60K"They were upfront that they're a referral platform, not the lender. That set expectations — I was talking to the funder within days."
Illustrative placeholder testimonials shown for layout purposes. They will be replaced with verified customer statements before launch.
Real questions, straight answers
Ready to move?
Two minutes, seven questions, and a straight answer on whether our funding partners are a fit. Soft pull only.
Free · No obligation · No impact to your credit score