What you'll need
We look for $30K+ in monthly revenue, a 680+ estimated credit score and a business that runs payroll. From there it's a one-page application and about 3 months of bank statements — final eligibility, approval and terms are determined by iFundYou and their lender network.
$30K+ average monthly revenue
Gross deposits into your business bank account, averaged across recent months. Below that, we'd rather tell you upfront than waste your time.
680+ estimated credit score
An estimate is fine. The initial review uses a soft credit pull that does not affect your credit score.
You run payroll
Our funding programs are built for US businesses with employees on a payroll to meet.
One-page DocuSign application
Start with a few quick questions, then a simple one-page application signed electronically through DocuSign — about 60 seconds.
About 3 months of bank statements
Your most recent ~3 months of business bank statements are typically all that's needed to review your options.
No tax returns upfront
Tax returns are generally not required to get started. A lender may request additional documentation later in the process.
No collateral required
Most products in our funding partner's network are unsecured, so no collateral is required to be considered.
Funding in as little as 4 hours
Once approved, some businesses receive funds in as little as 4 hours. Timelines vary by lender, product, and situation.