The money's there. The timing isn't.
Working capital, inventory, equipment, expansion — from $50K to $3M. Complete a 60-second application and our funding partner iFundYou compares options across 75+ lenders.
60-second application · No obligation · Soft credit pull only
What owners usually need it for
Business owners typically explore funding for a wide range of purposes.
Working Capital
Day-to-day expenses, payroll and operations.
Inventory
Stocking up for seasonal demand or bulk purchases.
Equipment
New or replacement equipment and assets.
Expansion
Opening new locations, hiring, and scaling.
Marketing
Customer acquisition and growth campaigns.
Cash Flow
Bridging short-term timing gaps in cash flow.
What happens after you hit submit
Answer a few questions
Share basic information about your business and what you're funding.
75+ lenders compared
iFundYou reviews your one-page application and about 3 months of bank statements, then compares options across 75+ lenders.
Get funded
If options are available, continue directly with the funding provider — some businesses are funded in as little as 4 hours after approval.
Most owners aren't short on work
They're short on the gap between doing the work and getting paid for it. Materials up front, payroll every other Friday, an invoice that clears in sixty days. That gap is what most working capital products are built to cover.
FundLift is a marketing and referral platform, not a lender. Amounts, rates and terms are set by the funding provider, and funding is never guaranteed.
What a funding provider actually looks at
Requirements vary by provider and funding product. The following are examples of factors that may be evaluated.
Time in business
How long your business has been operating.
May be considered • Subject to provider criteria
Business revenue
Monthly or annual revenue trends.
May be considered • Subject to provider criteria
Cash flow
Consistency of business cash flow.
May be considered • Subject to provider criteria
Industry
Your business category and industry.
May be considered • Subject to provider criteria
Business bank activity
Business banking history and deposits.
May be considered • Subject to provider criteria
Credit profile
Personal and/or business credit background.
May be considered • Subject to provider criteria